< Back to products

General Liability/Products Appetite

We have a broad appetite for General Liability and Products/Completed Operations risks. Account types include:

  • Manufacturing.
  • General Services.
  • Retail stores and shopping malls.
  • Habitational inclusive of apartments, condos and hotels/motels.
  • Construction – Practice, Projects and Wrap-Ups.
  • Restaurants including Liquor Liability.
  • Public Utilities.
  • Stadiums and Arenas.
  • Special Events.
  • Rental Operations.
  • Amusement and Recreational Facilities.
  • Carve out.

Notable exceptions to the items listed above:

  • Pharmaceutical Manufacturers (exceptions will be considered for over the counter).
  • Nutraceutical Manufacturers.
  • Invasive and Life Support Medical Products.
  • Tobacco Products / e-cigarettes.
  • Marijuana-related products.
  • Chemical manufacturers not written on a Claims-made or Occurrence Reported form.
  • Pure Financial loss coverage.
  • Environmental Liability.
  • Feedlot and “food chain” exposures.
  • Decennial Liability

Excess of Loss Only for the following classes:

  • Beach-front resorts.
  • Equestrian, motorised water-sports, theme parks and zip-lines.
  • Large shopping centres

Policy Periods:

  • 12 months (up to 18 months odd-time)
  • Construction Projects up to 36 months with up to 24 months Completed Ops Cover